Our KIVA Loan for July

Ahon Sa Hirap, Inc. is the oldest existing micro-credit organization in the Philippines. In the Native language of the Philippines Ahon Sa Hirap means “to rise above poverty.” With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines.

Dedicating to empowering women, ASHI lends only to women and specifically those in the lowest 50% of household income, so to the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

Evelyn Sandajan is 46 years old and lives in Hamtic, Antique, Philippines. She is a very humble woman who enjoys her life to the fullest despite her poverty.

When she became a mother, she was motivated to find a way to help support the family and educate the children so they could escape the poverty the family lives in. Her motivation has intensified and their eldest child is now in college, and the second has entered high school.

Through a field partnership with KIVA we joined with several other investors to lend Evelyn $400 which she will use to expand her business. She will repay the loan over time and we will reinvest the money as she repays it.

With determination to see her children graduate from college and improve their standard of living, Evelyn joined ASHI in 2003. The first loan she received was used to finance and grow a vegetable business. This kind of livelihood activity is the most common source of income of the many families in the village where Evelyn and her family live. Every day they go to different municipalities to market their products.

Evelyn works hard with her husband to bring home money to support the needs of their children. Given the opportunity to have larger amount of capital, Evelyn and her husband hope to make their business more stable and profitable. Through this, they will be able to educate their children until they are capable of living lives free from poverty.